May 28th, 2010
Cash Genie, the United Kingdom short-term loan lender, has joined the affiliate network Affiliate Window to expand its presence on the web further. In doing so we at Cash Genie aim to reach even more would-be clients who find themselves in a temporary financial crisis; who need the money too quickly to go through the process of a bank loan; and need to take out a short term loan.
By using Affiliate Window Cash Genie can increase its brand awareness by having links and banners over a multitude of various host websites. When a potential lead is directed to the Cash Genie website – www.cashgenieloans.co.uk – the website it is directed from will be paid a commission for each lead that meets our lending criteria and has a loan with our company deposited in to their account.
Cash Genie offers affiliates who join our programme a flat rate of £12 however, until the 1st of July we are paying £15 per conversion.
We at Cash Genie have an efficient and quick-working Processing team, which means that you will have your leads converted quickly. Also, as Cash Genie is a relatively newer company than some of its competitors and has a smaller database there is less chance of having a duplicated lead meaning more chance of having a successful conversion.
For more information you can contact Cash Genie’s Affiliate Manager Scott Peters at s.peters@cashgenie.co.uk, or by visiting clicking here to visit our Affiliate Window Page.
Tags: affiliate window, Cash, cash genie, cash genie blogs, consumer, finances, financial, instant cash, money, pay day loans, payday, quick money, short term loans
Posted in Cash Genie | 15 Comments »
April 6th, 2010
We all enjoy going on holiday, but we all know how hard it can be to afford to pay for the holiday. Here at Cash Genie we offer five of the best ways to save
and pay for your dream holiday.
1. Book your holiday early…
Booking your holiday early is a great way to save money, as it allows flexibility in your choice of flight and you get the first pick of the cheapest seats. Most travel agents suggest booking your flight up to 11 months before your intended travel destination to be the most cost effective and it also ensures your place on the flight.
2. … Or book your holiday late
Alternatively, booking late is also a good way to save money. With flight dates approaching and seats left unsold most airline providers will slash their prices in the hope of selling out. Your choice of destination may be a bit restricted with this method but if you’re not that bothered about where you go this is a good option to consider.
3. Let the current economic climate dictate your place of travel
With the economy still fragile seeing where your money will be most valuable is a smart way of choosing your holiday destination. The Pound is performing well against the Dollar so trips to America will be cheaper than usual and will give you more spending money. On the other hand, the Pound is performing weakly against the Euro at the moment so trips to mainland Europe will be costlier.
4. Set up a Savings Account
For those of you where saving isn’t a strong suit setting up a savings account is a sure-fire way of financing your holiday. By setting up a direct debit account to divert a portion of your wages every month in to a savings account you can sit back and watch your holiday fund grow. This method does require some self-restraint to stop dipping in to the account but this is an easy method of saving money.
5. Stay at home.
A truly cost effective way of saving for your summer holiday is to not go abroad, cutting out the costs of travel insurance, booking holidays, and booking flights. Travelling around the country to the many coastal resorts around the United Kingdom may appeal to you. Or if you are looking for a peaceful vacation visiting the Snowdonia Mountains or the Peak District may whet your appetite and be the ultimate holiday for you.
Tags: Cash, cash genie, cash genie blog, financial troubles, holidays, instant, instant cash, instant money, money, payday loans, quick cash, quick money, savings, wonga
Posted in Cash Genie | 10 Comments »
March 16th, 2010
Cash Genie, the short term loan lender, has made it even easier for its client to contact the company with any queries they may have regarding the status of their application just any general questions with the opening of its new text service.
Our company always tries to answer all of our client’s queries and we feel as if we are one of the most responsive companies when it comes to calling in. With the addition of another customer service in the form of texting we hope to make it even easier for our customers to contact us.
Cash Genie is very proud of the excellent customer service it provides to its clients, with staff always ready and able to answer your questions, be it over the phone or by email, and is delighted to offer you another method of contact to our staff.
In order to text Cash Genie with your question for priority assistance just text ‘GENIE’ followed by your question to 60777. Of course, if you prefer, you are still able to phone with any questions on 0845 956 9848 or by e-mail on customersupport@cashgenie.co.uk
The rate of a text message is 25p
Tags: Cash, Cash Advance, cash genie, cash genie blog, instant cash, money, Payday loan, text service
Posted in Cash Genie | 16 Comments »
February 18th, 2010
Cash Genie, the short term loan lender, is pleased to announce that its commitment to Starlight Children’s Foundation is continuing to strengthen with Cash Genie donating a further £1,124 to the charity on 6th January 2010.
Starlight Children’s Foundation is a charity that uses all of the generous donations they receive to brighten the lives of seriously and terminally ill children by granting them their dream wishes and providing entertainment to help take their minds off the pain and upset of their illness.
Just one of the many children that have had their dreams realised by the input of Starlight Children’s Foundation is five-year old Ryan who was diagnosed with a brain tumour when just three years old. Ryan’s dream was to meet Santa Claus. With Starlight’s help Ryan and his family spent three days on holiday in Lapland where they were given the opportunity to sledge in the Winter wonderland; feed carrots to Santa’s reindeer and at the end of the holiday meet Santa, much to the delight of young Ryan.
Cash Genie offers its customers the chance to donate to this amazing charity. Every time an applicant is successful with their loan application they are asked if they wish to donate 50pence to the charity, which Cash Genie will then match with another 50p, further increasing the donation and giving more children like Ryan the chance to have their dreams realised.
For more information on Starlight, and further ways to donate please visit www.cashgenieloans.co.uk and click on the ‘Starlight’ link on the home page, or alternatively visit Starlight Children’s Foundation website at www.starlight.org.uk.
Tags: Cash, cash genie, cash genie blog, cash genie loan, charity, Payday loan, short term loan, Starlight, Starlight Children's Foundation
Posted in Cash Genie | 23 Comments »
February 8th, 2010
Cash Genie refer a friend program
Refer a friend programs are available for almost everything these days. From referring a friend to a payday loan site to telling your mate about the World of Warcraft special offer price, merchants are always finding ways of rewarding their customers for being loyal. Obviously we could not offer a 10 day free trial period in an amazing world of adventure like the guys at blizzard can but we can offer our customers £10 off of their loan balance.
The simple criteria for the program, is that the customer referred has their loan deposited and makes payment successfully on the due date. Our criteria may seem strict but because of it we are able to have no limits on the amount of people our customers can refer. A customer of our can easily borrow £150 and refer enough people to pay off the loan in full and also receive an extra bonus in their bank from us too.
New customers can be referred to us through a simple email link (we can send the e-mails) or by the current member of us giving out their member id. Each member who accepts the terms and conditions will have their own stats centre to check up on the status of their referrals and will also receive an e-mail and text every time they have earned cash from a referral.
We have a refer a friend team here who are contactable on refer@cashgenie.co.uk for any questions.
Tags: cash genie, comission, refer a friend
Posted in Services | 17 Comments »
January 21st, 2010
Now Christmas is over its time to draw in those purse strings and start searching for that perfect summer holiday. If you’re dreaming of sun, sea and sand while still digesting that last mince pie, its time to begin your summer holiday savings fund. Cash Genie presents our top 5 ways for you to save money…
1- Update your Finances – Now the hangover has cleared its time to check your statements and see how your bank balance faired over the festive period. Those extra Christmas presents and new years drinks have no doubt left a dent in your finances so now’s the time to get up to date with where you are.
2- Direct Debit – Set up a direct debit so a percentage of your wages can be safely diverted into that holiday savings fund. Saving a small amount each month will ensure you have enough money for that perfect summer holiday whilst not affecting your day to day lifestyle.
3- Shop Around – By shopping around you can save that extra cash for that first cocktail on the beach. Shopping around can help you cut that weekly shopping bill freeing up extra cash for the holiday fund. Cash Genie recommends the following links to help you shop around…
http://www.moneywise.co.uk/shoppingbasket
http://www.mysupermarket.co.uk/content/saving-money/new-steps-for-new-savings.aspx
http://www.pricegrabber.co.uk
The following graph provides another helpful hint to cutting that grocery bill and saving for your holiday.
Comparison Graph
4- Home Comforts – The days are short and the nights are long, a good way to save money is to stay in and enjoy your home comforts. Avoid braving the cold for those few drinks with friends and get comfy on the sofa, a few nights in will make a big difference to the holiday fund.
5- Leave the Car at Home – Cut your fuel cost and get that perfect holiday body by leaving the car at home and walking to work. All that money spent on fuel could be saved for drinks in the sun and while your walking to work you know your building that beach body.
Cash Genie has suggested these top tips for saving money but don’t forget a short term loan is a great way to get instant cash for those last minute holiday essentials. Visit http://www.cashgenieloans.co.uk
Tags: Cash, direct debit, finances, holiday, loan, payday, saving, summer
Posted in Cash Genie | 82 Comments »
January 14th, 2010
Cash Genie receives the odd phone call, asking whether we are a ‘Payday lender’ or a ‘Payday broker’. Cash Genie operates as a payday loan lender, as the company physically lends out money to applicants wishing to borrow money. Payday brokers do not lend to customers, when a customer applies for a payday loan through a broker this application will be sent to a lender to process. Simply put, a broker is a party that mediates between a buyer and seller in a market. Partnerships are set up between lenders and brokers in the Payday loan market so customers who apply to brokers are sent to lending companies. Lenders will pay large amounts for brokers to send applications to them, and not other competitors.
As a lender, Cash Genie offers a generous affiliate package to brokers to refer customers to them. The company’s conversion rate is reportedly high compared to other lenders and the program is running better than expected. Customers are also offered the choice to refer people to Cash Genie via the ‘Refer a friend’ scheme where customers can act as a referrer and earn cash for every friend/family memeber referred.
When applying for a payday loan, it is advised that customers should apply directly through Cash Genie so do not miss out on any new money off offers or new programs where applicants can save money. However, if customers apply through a broker then be sure to go through Cash Genie to increases your chances of receiving a loan.
Tags: cash genie, Payday loan, payday loan broker, payday loan lender, refer a friend
Posted in Payday Loans | 37 Comments »
January 12th, 2010
The Independent newspaper has recently publushed an article on payday loans and Cash Genie, the payday loan lender. Like much of the media surrounding payday loans at the moment, it is sceptical about the industry and criticises lenders for their overpriced service. However, the article also provides a balanced argument and uses Cash Genie as an example representing a lender in the market and what happens when a customer defaults on the loan.
The article describes the charges consumers face if no contact is made from the customer and the loan goes overdue, however also mentions the excellent customer service Cash Genie provide by stating that some charges “can be wiped off if customers get in touch promptly”. Cash Genie’s ‘Responsible Lending’ policy means that the company and its customer service team is always there to help, offering financial guidance and ensuring customers do not go into debt. Customers are notified before they take out the loan that they should be able to pay back ‘at least the interest payment’ on their pay date and are strongly advised to contact the company if they know they are unable to pay back the interest on the due date.
The author from the Independent does appreciate that payday lenders are set up so “people can borrow money for emergencies and unforseen bills, which covers them until their next pay day.” The majority of customers use payday loans responsibly and pay the loan on time. In response to the Independent article, Cash Genie would like to urge customers to only borrow from payday loan lenders if they are able to pay the loan back on time. Visit the Cash Genie website to find out more about the lender, or alternatively contact b.waters@cashgenie.co.uk to ask any queries or questions regarding the company’s lending criteria.
Tags: cash genie, contact, independent, lending criteria, media, news article, quick loans, responsible lending
Posted in Cash Genie | 36 Comments »
January 11th, 2010
Critics all over the UK are claiming that payday loans and lenders are just out to get the common man or target less fortunate people and leave them with nothing, and probably lead him or her into a debt cycle. There is an argument to suggest that payday loans can lead people into a debt trap, however this is only the case when loans are used irresponsibly by the consumer or carelessly lent out by payday loan lenders.
Cash Genie ensures it lends out to people who are able to pay the loan back on time. The company prides itself on its ‘Responsible Lending’ policy to keep its debt rate to a minimum and make sure that a strong relationship is created between customer and company. Cash Genie provides customers with a transparent service and an excellent customer help team to certify that customers are more than satisfied with the service provided and are less likely to go into debt.
Cash Genie understands that some customers will find it hard to pay back the loan on time, due to unexpected bills and costs. The company urges people who think they may go into debt to contact the company as soon as possible to come to some sort of arrangement. The sooner the company is notified, the better the outcome will be for the customer. Many payday loan lenders want customers to go into debt and add numerous charges to the account to earn more profit, this is sure to lead to a debt traps for the customer and leave customers in financial problems. Cash Genie work with customers individually to suit the needs of each independent customer who can not pay back the loan.
The ‘cycle of debt’ some payday loan customers face is when customers have to take out another payday loan to pay off the first loan they have received, and this continues until all they can do is start complaining to the government or OFT for help. But why do so many people end up in debt traps? Well the number one problem is that many people do not manage their cash well. Cash Genie provide financial guidance to customers who are unable to manage their money or who are finding it hard to pay back their loan. It is rare that customers can not find an agreement with Cash Genie’s team so both parties are happy, if the payday loan is overdue.
To find out more about Cash Genie and its practices, visit www.cashgenieloans.co.uk or contact its customer help team on 08459569848.
Tags: cash genie loan, cycle of debt, debt trap, financial guidance, Payday loan, responsible lending
Posted in Cash Genie | 48 Comments »
Summer with Cash Genie!
June 15th, 2010After months and months of wind, rain and snow we are finally entering the summer months and we will soon be enjoying the heat wave that comes with it. Summer is arguably the best time of the year, with the sun, warm weather and the chance to spend more time out in the open socialising it’s almost impossible to not be in a good mood in this season.
Now that summer is here we can all begin to disperse to the beaches to soak up the sun and top up our tans; socialise late in to the night with friends and family at gatherings and barbecues, and we can now begin to buy summer clothes and put away the coats, scarves and jumpers that we’ve been forced in to wearing throughout the cold snap.
Don’t be worried about the burden that your finances may be stretched during these months as Cash Genie will still be around to supply you with a financial top up if your funds run low until your next payday. With short term loans ranging from £75-£750 you can be safe in the knowledge that you’ll be able to pay any expenses that occur during these crazy next few months basked in the sun! However, we do stress that you should not see Cash Genie as a long-term solution to your finances.
Cash Genie hopes you enjoy your summer!
Tags: cash genie, cash genie blog, comments, deals, holidays, payday loans, short term loans, summer, summertime
Posted in Cash Genie | 9 Comments »