Posts Tagged ‘payday loans’

Summer with Cash Genie!

Tuesday, June 15th, 2010

After months and months of wind, rain and snow we are finally entering the summer months and we will soon be enjoying the heat wave that comes with it. Summer is arguably the best time of the year, with the sun, warm weather and the chance to spend more time out in the open socialising it’s almost impossible to not be in a good mood in this season.

Now that summer is here we can all begin to disperse to the beaches to soak up the sun and top up our tans; socialise late in to the night with friends and family at gatherings and barbecues, and we can now begin to buy summer clothes and put away the coats, scarves and jumpers that we’ve been forced in to wearing throughout the cold snap.

Don’t be worried about the burden that your finances may be stretched during these months as Cash Genie will still be around to supply you with a financial top up if your funds run low until your next payday. With short term loans ranging from £75-£750 you can be safe in the knowledge that you’ll be able to pay any expenses that occur during these crazy next few months basked in the sun! However, we do stress that you should not see Cash Genie as a long-term solution to your finances.

Cash Genie hopes you enjoy your summer!

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Posted in Cash Genie | 10 Comments »

Cash Genie’s Top Five Ways to Save and Pay for Your Summer Holiday

Tuesday, April 6th, 2010

We all enjoy going on holiday, but we all know how hard it can be to afford to pay for the holiday. Here at Cash Genie we offer five of the best ways to save
and pay for your dream holiday.

1. Book your holiday early…

Booking your holiday early is a great way to save money, as it allows flexibility in your choice of flight and you get the first pick of the cheapest seats. Most travel agents suggest booking your flight up to 11 months before your intended travel destination to be the most cost effective and it also ensures your place on the flight.

2. … Or book your holiday late

Alternatively, booking late is also a good way to save money. With flight dates approaching and seats left unsold most airline providers will slash their prices in the hope of selling out. Your choice of destination may be a bit restricted with this method but if you’re not that bothered about where you go this is a good option to consider.

3. Let the current economic climate dictate your place of travel

With the economy still fragile seeing where your money will be most valuable is a smart way of choosing your holiday destination. The Pound is performing well against the Dollar so trips to America will be cheaper than usual and will give you more spending money. On the other hand, the Pound is performing weakly against the Euro at the moment so trips to mainland Europe will be costlier.

4. Set up a Savings Account

For those of you where saving isn’t a strong suit setting up a savings account is a sure-fire way of financing your holiday. By setting up a direct debit account to divert a portion of your wages every month in to a savings account you can sit back and watch your holiday fund grow. This method does require some self-restraint to stop dipping in to the account but this is an easy method of saving money.

5. Stay at home.

A truly cost effective way of saving for your summer holiday is to not go abroad, cutting out the costs of travel insurance, booking holidays, and booking flights. Travelling around the country to the many coastal resorts around the United Kingdom may appeal to you. Or if you are looking for a peaceful vacation visiting the Snowdonia Mountains or the Peak District may whet your appetite and be the ultimate holiday for you.

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Posted in Cash Genie | 11 Comments »

Cash Genie Launches Twitter Account

Thursday, October 29th, 2009

Cash Genie, the short term loan lender, has set-up a Twitter account to further promote their brand and get closer to customers. The company offers short-term loans between £75 – £750 and offers a creative, fun, welcoming Twitter page for customers to visit and relate to the Cash Genie brand.

Twitter is taking the business world by storm, it has been ranked in the top 50 most popular websites worldwide and has over 55 million monthly visits. Companies are using the social networking site to promote their business and reach out to a large audience. For a company like Cash Genie, Twitter is the perfect solution to broadcast its friendly recognisable brand.

Cash Genie’s green Genie logo is displayed on the Twitter account and has been duplicated to emphasise the image and make it stick in consumer’s minds. Balancing fun, friendly ‘tweets’ such as..

“I think the facebook blue compliments my handsome features on my fan page. Check me out on the link below on my profile!”

….with relevant informative links to articles, blogs, money saving advice and company promotion, it creates a welcoming page and icon which customers can relate to and gain information from.

Cash Genie, like any company, has primarily set up a Twitter account to increase business and to further advertise the brand; after all it is free advertising. The Twitter page can be found at:

http://twitter.com/Cash_Genie

All companies will try and make their page different to others to increase the amount of followers in the hope that their page will increase sales. The more followers a company possess, the wider the promotion campaign and the higher possibility of a sale. Cash Genie has adopted a simplistic yet creative approach to advertise the company on Twitter. Details of the short term loan lender are provided stating that “Need Cash Fast? Borrow £75 to £750 INSTANTLY, paid into your bank account same day”, however the company does not spam the page and is discreet about the service they provide. Customers do not want to be relaxing and browsing Twitter pages to be bombarded with adverts for a short-term loan provider.

All posts, articles, blogs and offers Cash Genie ‘tweet’ on their page are obviously going to be in favour of the short-term loan industry, but customers can also find out about random news articles that ‘the Cash Genie’ finds interesting. This adds a humorous friendly appeal to the company and also promotes a realistic image representing that the company can relate to customers, and is on the same level as them. Offers and promotions are posted on the Twitter page, and some are exclusively for Twitter followers.

Cash Genie uses the Twitter account to link to the company’s new blog service (http://www.cashgenieblog.co.uk), which informs users of news articles surrounding the company and allows Twitter followers to get a better understanding of the short-term loan provider. Currently, the Cash Genie blog is promoting the launch of the company and new achievements, for example ‘Cash Genie launches partnership with Starlight Children’s Foundation’.

Twitter is used by Cash Genie to promote the company to a wider audience and better relate to their customers. Cash Genie is able to place their brand in consumers’ minds and promote a fun, welcoming yet informative image. A perfect balance, to further boost short-term loan applications at http://www.cashgenieloans.co.uk.

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Posted in Social Media | 26 Comments »

Cash Genie: Thoughts on Payday Loans

Monday, October 26th, 2009

Before taking out a payday loan, customers are going to weigh up the pros and cons of the service and which lender to take out a loan with. Trawling through the Internet to find a responsible lender with the best service is a hard task, especially when customers want to find the best one to suit them. Cash Genie is going to analyse what customers want from a payday loan service, and explain what Cash Genie can do to best meet customer needs. Basically a guide to payday loans! Before customers apply, Cash Genie would like to emphasise that it is a necessity that the following guidelines are met by the payday loan lender. If these are not advertised then customers should think twice about using the service. Obviously Cash Genie  tick all the right boxes!

When customers are looking for a short term loan, what are they looking for?

  • Instant cash – Customers who take out a short term loan obviously want that loan for a specific reason. A payday loan is used to tie customers over until payday. This means customers want this fast cash advance in their bank as soon as possible. Cash Genie offer customers a same day loan service, meaning customers can apply and receive the loan in their account in minutes rather than days.
  • Fast application – Most payday loan lenders advertise a service with no paperwork needed, no faxing documents and no telephone calls to the company. All the application process is completed online, meaning a quick and easy submission. Customers want the convenience of sitting at home and gaining instant cash in the bank the same day. If the Internet is not available or you do not like using the World Wide Web, then Cash Genie offer a telephone service where an advisor will fill in the application for you.
  • Transparency – Customers who apply to payday lenders are sometimes not fully aware of the charges that apply, until after application. Payday loan lenders can often add high interest rate charges, admin charges and processing charges to your loan amount. These charges can double if a payment is missed. Cash Genie makes sure that all charges are displayed before a loan is applied for. Cash Genie wants to make sure that customers know how much they are receiving and how much they are paying back on payday.
  • Cost of service – Payday loans are renowned for being expensive with a high interest rate, and even more charges if you miss a payment. A cheap payday loan does not exist! However, customers do not compare payday loan companies simply based on the cost; the convenience of application and the speed of service are rated as more important by payday loan customers.
  • After service – The after service of some payday loan lenders have been scrutinized by many customers. When a customer misses a payment and goes into debt, charges accrue and the lender will call until the whole loan and interest is paid back. Some responsible lending payday lenders will aim to put you on a payment plan so you are able to pay the loan back in manageable chunks. The team at Cash Genie will emphasise that they are here to help, because they are! Cash Genie does not want customers to get into debt and do all they can to work with you and prevent this. The best thing customers can do if they get into debt is to ring up and sort a payment plan out or to speak to a customer advisor and what their best option is.
  • Responsible Lending – The words Cash Genie love to hear! The company bases its service on a responsible lending policy, just like payday lenders should. Responsible lending means ensuring that the loan is going to the right person who is going to pay it back at the end of the month – good customer selection! It also stands for customer satisfaction and trust, confirming an excellent customer service is created.

If further help is needed, customers should contact Cash Genie as the team are here to help.

Email: processingteam@cashgenie.co.uk

Telephone: 08459 569848

Website: www.cashgenieloans.co.uk

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Posted in Payday Loans | 71 Comments »

Cash Genie starts partnership with Starlight Children’s Foundation

Thursday, October 15th, 2009

Cash Genie is delighted to announce that the company has just recently started a partnership with the UK charity Starlight Children’s foundation.

Starlight have been brightening  the lives of seriously and terminally ill children from 1987. On the first year the company helped 4 children and have since grown rapidly helping over 500 000 children this year.

This charitable commitment by Cash Genie means that every time a customer signs up for a loan, they are asked whether they wish to donate 50p or more to the charity. Every time a customer agrees to this, Cash Genie will contribute £1 to Starlight. Cash Genie have partnered with Starlight to enable customers to donate through the Cash Genie website.

In launching the new charity partnership between Cash Genie and the Starlight Children’s foundation, the emphasis will be on fundraising to help fulfil children’s dreams. However this is one of two key objectives the charity is aiming to achieve in conjunction with ourselves. The second is to increase the number of dream requests, as this will also directly contribute to fulfilling more dreams in the future. Cash Genie hopes the new partnership will raise substantial amounts of money for Starlight and help raise the profile of this most worthy charity.

More details of this partnership and Cash Genie can be found at:

http://www.cashgenieloans.co.uk/starlight.php

and at:

http://www.starlight.org.uk/

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Posted in Cash Genie | 29 Comments »